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India's first Bitcoin platform · since 2013

Bitcoin, from ₹10.
Understood before you buy.

Start with Bitcoin in India here: watch the live price, replay ten years of an SBP on real prices, understand your tax, and ask Satoshi anything in English or Hindi. Powered by Unocoin, India's first Bitcoin platform, since 2013.

An SBP (Systematic Buying Plan) is like a SIP for Bitcoin.

Risk: Crypto products and NFTs are unregulated and can be highly risky. There may be no regulatory recourse for any loss from such transactions.

FIU-IND registered · Since 2013 · 95% cold storage

Right now, this much buys

₹10
...sats

1 Bitcoin = 10 crore sats. You can own a small slice of one.

BTC₹... Price in INR
₹0SBP fees
₹10Minimum
2013Since

SBP Time Machine

What if you had started small, back then?

Pick an amount, how often, and a start month. We replay it against every real daily Bitcoin price in rupees since 2016. It is a look backward, not a forecast.

₹100
How often
January 2020
Worth today ...
Total put in...
Bitcoin accumulated...
Same money in a 7% FD...
Number of buys...

The FD line assumes 7% a year, compounded quarterly, before tax. It is an assumption for comparison, not any bank's quote. Bitcoin prices are daily closes from Yahoo Finance (BTC-INR), cross-checked against CoinGecko. Past prices do not predict future ones.

Start your SBP from ₹10

Risk: Crypto products and NFTs are unregulated and can be highly risky. There may be no regulatory recourse for any loss from such transactions.

Ask Satoshi · AI

Ask the question you would feel silly asking anyone else.

Satoshi is an AI guide that explains Bitcoin, India's rules, tax and security in plain words. Write in Hindi and it answers in Hindi.

  • Built for learning: no investment advice, no price predictions.
  • Never asks for your OTP, password, PAN or Aadhaar.
  • Sends account questions straight to Unocoin support.
  • Your question is saved without your name, email or phone number, so we can improve the answers. Ask in English, Hindi, ಕನ್ನಡ or தமிழ்.
SatoshiBitcoin guide · English and Hindi
Satoshi
Namaste! Ask me anything about Bitcoin, tax or SBPs, or tap a question below.

Satoshi is an AI for learning and can make mistakes. It is not investment or tax advice. Your questions are sent to Anthropic's Claude to write the answer; IndiaBitcoin does not store them.

Tax Desk

Know the tax before you trade.

India's crypto tax rules are simple but strict. Enter what you paid and what you sold for, and see the whole bill.

Profit...
Tax at 30% on the profit...
4% cess on that tax...
1% TDS on the sale value...
Still to pay when you file...

30%

Flat tax on profit, whatever your income. Only the cost of buying is deducted, no other expenses.

1%

TDS on the sale value. Indian platforms usually deduct it for you, and it counts toward your tax.

₹0

Loss relief: a loss cannot be set off against other income or gains, or carried forward.

VDA

Every sale goes in Schedule VDA of your income tax return.

Schedule VDA, in plain words

Schedule VDA is the part of the income tax return (usually ITR-2 or ITR-3) where you list every crypto sale in the year. For each sale you give:

  1. the date you bought and the date you sold
  2. whether it is a capital gain or business income
  3. the cost of buying
  4. the amount you sold for
  5. the income that results

Tax at 30% (plus cess) is worked out on the total. TDS deducted during the year shows in your Form 26AS and AIS, and you set it against this tax. If more TDS was deducted than the tax due, you claim the rest back as a refund.

Not tax advice. This is a general calculation based on the Finance Act 2022 rules. Surcharge at higher incomes and TDS thresholds can also apply. Check with a CA before you file.

The story

When the banks shut the door, we went to court.

Unocoin started in Bangalore in 2013. On 6 April 2018 the Reserve Bank told the banks it regulates to stop serving crypto businesses. Unocoin stayed and fought: it was part of the case that challenged the ban in the Supreme Court of India. On 4 March 2020 the Supreme Court set aside the RBI circular.

Read the full story

Trust, sourced

Not claims. Receipts.

Every trust statement here links to a source you can check yourself.

2013Operating since
2.26M+Verified users
95%In cold storage
FIU-INDRegistered, PMLA

Regulation

FIU-IND registered

Unocoin is registered with the Financial Intelligence Unit of India under the Prevention of Money Laundering Act. FIU-IND publishes the list of registered virtual digital asset service providers.

FIU-IND, source ↗

Legal

Supreme Court, 4 March 2020

The Supreme Court of India struck down the RBI banking ban in Internet and Mobile Association of India v. Reserve Bank of India.

Judgment, source ↗

Security

95% cold storage

The large majority of customer assets are held offline in cold storage with multi-signature wallets and regular security audits.

Unocoin, source ↗

Track record

Operating since 2013

India's first Bitcoin platform, serving 2.26 million-plus verified users for over a decade.

Unocoin, source ↗

Backed by Tim Draper · Barry Silbert · Blume Ventures

As seen in Economic Times · NDTV · Bloomberg Quint · Forbes India

Products

Everything you need. Nothing you don't.

₹0 fees

India's first Bitcoin SIP

A Systematic Buying Plan buys Bitcoin for you daily, weekly, or monthly from just ₹10. Zero SBP fees.

INR

Instant buy and sell

Buy and sell Bitcoin and USDT instantly with rupees via IMPS or NEFT.

95%

95% in cold storage

Most assets are held offline with multi-sig wallets, biometric authentication, and regular security audits.

Fees

Simple, honest pricing.

SBP trades0%
Instant buy or sell0.5% + 18% GST on fee
Maker fee0.2%
Taker fee0.3%
Auto Sell0%
INR depositFree
Batch BTC withdrawalFree
Full fee schedule on Unocoin ↗

FAQ

What first-time buyers ask

Is Bitcoin legal in India?
Buying, holding and selling Bitcoin is not banned in India. In 2018 the RBI told banks to stop serving crypto businesses, and on 4 March 2020 the Supreme Court struck that down (Internet and Mobile Association of India v. Reserve Bank of India). Crypto is taxed under the Finance Act 2022, and platforms like Unocoin must register with FIU-IND under the PMLA. Crypto is not legal tender and is unregulated, so there may be no regulatory recourse for losses.
How is Bitcoin taxed?
Under the Finance Act 2022, profits on virtual digital assets are taxed at a flat 30%, and 1% TDS applies on trades. Losses cannot be set off against other income. You report each sale in Schedule VDA of your income tax return. This is general information, not tax advice: check with a CA.
What is an SBP?
A Systematic Buying Plan (SBP) buys a fixed rupee amount of Bitcoin for you automatically, daily, weekly or monthly, starting from ₹10, with ₹0 SBP fees on Unocoin. It works like a SIP: you buy a little at many prices instead of guessing one moment. It does not remove risk. Bitcoin can fall in value, and past prices do not predict future ones.
How do I buy Bitcoin?
Open a free Unocoin account with your +91 mobile number, finish KYC with your PAN and Aadhaar inside the Unocoin app or site (never share them in a chat), add rupees by IMPS or NEFT, then buy instantly or start an SBP from ₹10. Only put in money you can afford to lose.
What are the fees?
SBP trades on Unocoin are 0%. An instant buy or sell is 0.5%, plus 18% GST charged on that fee. Exchange maker and taker fees are 0.2% and 0.3%. INR deposits and batch BTC withdrawals are free.
How does Unocoin protect my Bitcoin?
Unocoin has operated since 2013, is registered with FIU-IND under the PMLA, and keeps 95% of assets in cold storage with multi-signature wallets. No platform is risk free: crypto is unregulated and there may be no regulatory recourse for losses. You can also move Bitcoin to a wallet you control.
What is the least I can start with?
₹10, through a Systematic Buying Plan. There is no minimum balance to hold an account. One Bitcoin is 100,000,000 sats, so even ₹10 buys you a slice.
Will anyone ask for my OTP or password?
No genuine support team will ever ask for your OTP, password, seed phrase, PAN or Aadhaar number in a chat, call or message. Anyone who asks is trying to steal from you. Do KYC only inside the official Unocoin app or site.

Get started

Start in three steps

No paperwork queue, no minimum balance. From your phone in a few minutes.

  1. 1
    Enter your numberSign up free on Unocoin with your +91 mobile number.
  2. 2
    Complete KYCWith PAN and Aadhaar, inside the Unocoin app or site only. Never share them in a chat.
  3. 3
    Buy from ₹10Start a Systematic Buying Plan or buy instantly.

Risk: Crypto products and NFTs are unregulated and can be highly risky. There may be no regulatory recourse for any loss from such transactions.

India Bitcoin Brief

Bitcoin rules and tax in India, once a week, in plain English.

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The best time to learn was 2013.
The next best time is today.

Understand it first, then start with only what you can afford to lose. Even ₹10 works.

Risk: Crypto products and NFTs are unregulated and can be highly risky. There may be no regulatory recourse for any loss from such transactions.